CAM AI
An agentic AI-powered credit appraisal platform that autonomously extracts, interprets, and reconciles financial data to compress multi-day underwriting into hours.
CAM AI is an autonomous credit underwriting platform built on Perfios' proprietary AI/ML models enriched with generative AI and agentic tooling. It performs expert-level credit analysis by autonomously extracting, interpreting, and reconciling data across financial documents, GST filings, and bank statements in real time. The platform generates complete credit appraisal memoranda (CAMs) without manual intervention, reducing underwriting turnaround time by up to 85% and enabling banks and NBFCs to process up to 2x more loan applications with existing teams. CAM AI operates within auditable guardrails, ensuring every decision is traceable and governance-compliant.
Use cases
Automated credit appraisal memo generation for retail and MSME lending
Real-time financial document extraction and reconciliation across bank statements, ITR, and GST filings
High-volume loan application processing for banks and NBFCs
Underwriting acceleration for commercial lending portfolios
Integrations
Perfios AI-Powered Real-Time Operating System
financial data sources (bank statements, GST, ITR)
Expected outcomes
Up to 85% reduction in underwriting turnaround time
2x increase in loan application throughput with existing teams
Approximately 30% savings in operating costs from early deployments
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Company
Perfios AI
Bengaluru, India
Founded 2008
Primary Verticals
Financial Services (BFSI)Insurance
Functions
Finance & AccountingData & AnalyticsLegal & Compliance
Industries
Financial Services (BFSI)
2
Integrations
4
Use cases
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