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Perfios AI
Perfios AI

Maestro

An AI agentic platform by CreditNirvana (a Perfios company) that orchestrates the full debt collection lifecycle across digital, voice, field, and legal workflows.

Maestro is an AI agentic debt collection platform developed by CreditNirvana, a wholly owned subsidiary of Perfios acquired in 2024. It orchestrates end-to-end recoveries across digital outreach, voice-bot engagement, account allocation, call-center automation, field operations, payment settlements, and legal workflows through a single intelligent layer. Powered by GenAI-based agentic orchestration, Maestro adapts borrower engagement strategies based on behavioral patterns and includes real-time multilingual voice intelligence. The platform is delivered as SaaS and is on a roadmap to expand to over 120 specialized collection agentic capabilities and 50+ languages, with extensions into insurance use cases.

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Use cases

End-to-end debt collection automation across digital, voice, and field channels

AI-driven borrower engagement with behavior-based strategy adaptation

Multilingual voice-bot engagement for collections across diverse geographies

Legal workflow automation and settlement orchestration for recovery teams

Integrations
CreditNirvana platform
Perfios AI ecosystem
voice and telephony systems
Expected outcomes

60-70% reduction in manual intervention in collections

Over 40% increase in collection efficiency

Up to 95% fewer language-related compliance errors through multilingual voice intelligence

Faster recovery cycles across the collections portfolio

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Company

Perfios AI
Bengaluru, India
Founded 2008

Primary Verticals

Financial Services (BFSI)Insurance
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Functions

Finance & AccountingCustomer ExperienceLegal & ComplianceOperations & Supply Chain

Industries

Financial Services (BFSI)
3

Integrations

4

Use cases

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