Razorpay Agentic Payments
AI-powered conversational payment infrastructure that lets AI agents execute real transactions inside any conversation.
Razorpay Agentic Payments is a payments infrastructure layer that enables AI agents to initiate, process, and complete financial transactions within conversational interfaces — including chat, voice, and LLM-based assistants — without redirecting users to checkout pages. The platform is built on Razorpay's Model Context Protocol (MCP) Server, which provides over 35 specialized tools covering payments, orders, refunds, settlements, and reporting, enabling any AI agent to interact with Razorpay's payment APIs through natural language. The system supports UPI one-time payments, UPI Reserve Pay mandates for recurring payments, and dynamic payment link generation, all with PCI-DSS compliance and no PII storage by the AI layer. Agentic Payments integrates natively with ChatGPT and Claude through NPCI partnership.
Use cases
Voice AI-powered debt collection with in-call payment completion
Conversational food and grocery ordering via AI assistants
AI-driven subscription and recurring payment management
Merchant self-service payment operations through natural language prompts
Integrations
ChatGPT (OpenAI)
Claude (Anthropic)
NPCI/UPI
Zomato
Swiggy
Zepto
Expected outcomes
Frictionless AI-driven checkout eliminating cart abandonment
Real-time payment completion within voice and chat conversations
Reduced manual payment operations through AI automation
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Company
Razorpay
Bengaluru, India
Founded 2014
Primary Verticals
Financial Services (BFSI)Retail & E-commerceTelecom & Media
Functions
Sales & MarketingFinance & AccountingCustomer ExperienceOperations & Supply Chain
Industries
Financial Services (BFSI)Retail & E-commerceTelecom & Media
6
Integrations
4
Use cases
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